Health plans for the Postal Service Health Benefits (PSHB) Program
What are my health plan options?
APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.
High Option
Low copays, low deductibles, and a vast network of providers
Consumer Driven Option
Low premiums, an expansive UHC national network, and greater control
Health plan for postal support employee (PSE)
Nationwide provider
network
Account (PCA)
incentives
coverage
Medicare Advantage
low copays
tests
Low premiums
For more details on each plan, select an option
For a detailed comparison of all benefits,
Eligibility and enrollment
Most postal employees and retirees are eligible to enroll in and become members of APWU Health Plan.
Postal Service employees in the APWU bargaining unit must become dues-paying members of the APWU, except where exempt by law. The union will bill you directly after you enroll in your health plan.
Are you outside of the bargaining unit?
USPS employees in non-APWU bargaining units—including letter carriers, mail handlers, and rural carriers—may enroll in APWU Health Plan by becoming an associate member of the union for only $35.
Ready to enroll?
Postal employees can enroll by fax or website. Make sure to have your employee identification number and USPS PIN before you begin.
The APWU has negotiated for non-career PSEs to have access to the PSHB Program.
As a PSE, when you enroll in the Consumer Driven Option, the USPS pays up to 75% of your premium. With other plans, you’re responsible for paying 100% of the premium.
Ready to enroll?
To enroll online, download and complete the required PSE enrollment forms.
All postal retirees who are eligible to enroll in the PSHB Program are welcome to choose APWU Health Plan.
Ready to enroll?
Visit opm.gov to complete the PSHB Health Benefits Election Form.
Need help finding a health plan that’s right for you?
Download and access Health Plan resources
