Pharmacy benefits for your Consumer Driven Option postal plan
Coverage for retail and mail-order prescriptions
Consumer Driven Option 2025 prescription coverage
Network retail
Tier 1/Tier 2
Lower cost/Mid-range cost
Tier 3
Highest cost
In-network you pay
25% ($15 min/$200 max per Rx) for a 30-day supply
$400 for a 60-day supply
$600 for a 90-day supply
40% ($15 min/$300 max per Rx) for a 30-day supply
$600 for a 60-day supply
$900 for a 90-day supply
Network home delivery
Tier 1/Tier 2
Lower cost/Mid-range cost
Tier 3
Highest cost
25% ($10 min/$200 max per Rx) for a 30-day supply
$400 for a 60-day supply
$600 for a 90-day supply
40% ($10 min/$300 max per Rx) for a 30-day supply
$600 for a 60-day supply
$900 for a 90-day supply
Access your Consumer Driven Option pharmacy account
Log in to your member portal for coverage specifics.
Your prescription drugs are covered 100%
Your Personal Care Account (PCA) covers 100% of eligible expenses, including prescription drugs. If you fill a prescription when you have benefit dollars available in your PCA, the funds will be applied, and you’ll pay nothing.
Save money on your prescriptions
Receive a discount when you use OptumRx Home Delivery. When you order or refill a prescription by mail, the discounted cost of the medication will be subtracted from your PCA.
Download the UnitedHealthcare app
Contact UnitedHealthcare for help
Monday – Friday, 8 am – 8 pm CT
Download and access Health Plan resources
2025 Postal Brochure
2025 PSHB Consumer Driven Option Summary of Benefits and Coverage (SBC)
Consumer Driven Option Preferred Formulary
View the national preferred drug formulary to see a list of preferred alternatives for drugs that the plan does not cover.