NEW FOR 2009
Benefits are enhanced for both the Consumer Driven Option and High Option. Take a look at what's new for 2009:
NEW HEARING BENEFIT
New for 2009, we've added benefits for diagnostic hearing tests and hearing aids are covered every three years up to $1,500
NEW MAXIMUM FOR PRESCRIPTION DRUGS
For both the Consumer Driven Option and High Option we've added new savings on prescription drugs beginning in 2009:
- There's a new maximum of $200 per prescription when you use a Network Retail Pharmacy
- When you use the Network Mail Order Pharmacy, the maximum is $600 per prescription
If you are a new associate member, we'll waive $30 of $35 dues
for 2009.
Postal Service employees in non-APWU bargaining units may enroll in the APWU Health Plan as
Associate Members and pay only a $35 per year Associate Membership fee.
Consumer Driven Option's Low Cost is a Bargain
- Low Premium Costs
- 100% preventive care coverage with in-network providers
- Personal Care Account (PCA) covers 100% of medical and pharmacy services ($1,200 individual/$2,400 family)
- The PCA (Health Reimbursement Account) provides more funds than you'll pay in annual premiums so you get more out than you put in
- No copayments; no upfront deductibles; no referral needed to see a specialist
- Dental and eye care coverage (up to $400/year for self only or $800/year for a family) including a dental network with opportunity for discounted services
Top-Rated High Option is a Great Value
- Affordable costs for a top-rated plan
- Prescription program with no deductible, low copays, and now a coinsurance maximum when you use network pharmacies
- Pick your own doctors and hospitals in or out of network
- Huge provider network with over 600,000 doctors and facilities and almost 6,000 hospitals
- 100% coverage children's immunizations, Well Child exams and lab work
- 100% coverage accidental injury
For questions about APWU Health Plan's High Option, e-mail us at
custser@apwuhp.com, or call our toll-free Open
Season Hotline, beginning October 14, 2008, 24/7 throughout Open Season at 1-800/PIC-APWU (742-2798).
The Consumer Driven Option is administered for APWU Health Plan by United Healthcare. If you have questions about the Consumer Driven Option, cal United at 800-718-1299, or visit the special pre-enrollment
website.
Related Links:
How to enroll in one of the APWU Health Plan options
Consumer Driven Option
Tour of United Healthcare Consumer Driven Health Plan website
High Option Online Preferred Provider Directory
2009 Brochure
